What you can do with the Capitec App
Experience the convenience of our app, where you can accomplish everything effortlessly. Our app is meticulously designed with your ease in mind, offering swift and straightforward navigation, along with a range of exceptional features:
Open a Capitec account
No need to visit a branch! Simply snap a selfie and input your ID number to open an account seamlessly.
Personalize your home screen
Have a comprehensive view of all your accounts and balances at a glance, tailored to your preferences.
Scan to pay
Effortlessly scan major QR codes directly from the app for swift and hassle-free payments.
Create a personalized Pay me QR code
Enable Capitec clients to instantly transfer funds into your account using a personalized QR code.
Customize your favorites
Simplify your access to frequently used features by setting up shortcuts on your home and sign-in screens.
Track your spending
Gain a quick overview of your expenditure across categories such as food, transport, or communication.
Notifications
Receive Money In/Money Out messages either for free through our app or as SMS notifications at a nominal cost.
Biometric authentication
If supported by your phone, conveniently sign in and authenticate using fingerprint or facial recognition.
Activate your virtual card
Load your virtual card effortlessly and securely for all your app, online, and scan to pay transactions.
Manage contactless card transactions
Take control of your card's tap to pay function by easily toggling it on and off.
It's free
Download our app for free without any monthly subscription fees.
Zero data charges
Enjoy free app usage on most networks, including MTN, Vodacom, Cell C, and Telkom.
Save on beneficiary payments
Perform beneficiary payments at a fraction of the cost compared to branch transactions.
Plan and manage your budget
Empower yourself to take charge of your finances by effectively planning and tracking your spending.
Convenient accessibility
Access our app on the go, directly from your cellphone, ensuring convenience in every transaction.
Enhanced security
Every transaction is safeguarded by your Remote PIN, a confidential code that should never be shared.
Discover the power of our app, designed to simplify your banking experience and provide you with unparalleled convenience, security, and savings.